Many homebuyers prefer to buy new construction homes instead of building a house from scratch. The two key advantages to buying an existing home are convenience and lower cost. Once your loan is pre-approved, you can pick a property and make an offer.
But before you shop around, there are a few things to keep in mind when considering a new construction home in North County San Diego. Here are a few tips to help you get started:
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Hire a real estate agent
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Do your research
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Tour several model homes or new construction homes
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Know the base price
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Get your financing pre-approved by the builder’s lender
Most people buying new homes in San Diego North County choose to hire a real estate agent instead of going to it alone.
North San Diego County is one of the most desirable places to live in California, and its real estate market is very competitive. Having a real estate agent on your side will give you an advantage over other buyers.
Bear in mind that the on-site agent works for the builder, not for you. Working with a real estate agent specializing in new construction homes will help you navigate the process. They’ll represent your interests, negotiate on your behalf, and help you get the best deals.
It’s important to do your research and ask around when you’re searching for new homes for sale in San Diego North County.
The most important thing to research is your builder. Company policies, construction options, and skills vary among builders. So, you need to be wary about who you choose to build with because it’s not uncommon to come across a builder with less experience or has a reputation for poor-quality homes.
Check out the new homes in San Diego North County they’ve completed, talk to the homebuyers who previously worked with them, and ensure no major complaints are filed against them.
Also, talk to your friends and family and see if anyone has recommendations. You can also look online for reviews of builders and developers in the area.
Model homes give you a chance to see the latest trends in home design, features, and finishes. They can also give you a sense of what it would be like to live in a particular community.
If possible, try to visit the developments during different times of the day and week to get a sense of the traffic patterns and noise levels in the area.
Finally, take advantage of the opportunity to talk to the sales staff on-site.
The price on the listing is the cost of the home without any upgrades or lot premiums. Lot premiums can be anything from being in a better location, a bigger lot, or a lot with a view.
Keep in mind that homebuilders do not like to negotiate their base cost because it could affect appraisals and reduce the property’s value. Some builders might consider negotiating credits for upgrades or closing costs.
Builders often offer incentives such as closing costs or cosmetic upgrades to encourage buyers to use their preferred lender.
While this offer may sound good on paper, it isn’t always the best financial option. Be sure to compare rates and terms before committing, and work with a loan officer you trust.
Buying a new construction home in North San Diego county is a worthy investment
There are many new homes for sale in San Diego North County, so it’s important to do your research and find the one that’s right for you. Consider your budget, desired location, and must-have features when narrowing your options.
So, if you are considering buying real estate in San Diego, now is the time to do it. And we can help you with just that.
At Jacobo Realty Group, we’ve been helping our clients buy and sell homes in San Diego for over 20 years. We’ll help you make a worthwhile real estate purchase or quickly sell your home at a good value. Call us today at 760.632.8900 or contact us here to learn more.